Bank of India Credit Officer Recruitment 2025: notification released for 514 vacancies. Check eligibility, age limit, salary, selection process & apply online before 05 January 2026.
Bank of India (BOI), a leading Public Sector Bank headquartered in Mumbai, has released an official notification for the Recruitment of Credit Officers in General Banking Officer (GBO) Stream for the year 2025–26. A total of 514 vacancies are announced across MMGS-II, MMGS-III and SMGS-IV scales. Eligible candidates can apply online from 20 December 2025 to 05 January 2026 through the official website.
Bank of India Credit Officer Recruitment 2025
Overview
| Particulars | Details |
|---|---|
| Organization | Bank of India |
| Advertisement No. | Project No. 2025-26/01 |
| Post Name | Credit Officer (GBO Stream) |
| Total Vacancies | 514 |
| Apply Start Date | 20 December 2025 |
| Last Date to Apply | 05 January 2026 |
| Application Mode | Online |
| Official Website | bankofindia.bank.in |
Post-wise Vacancy Details
| Post Name | Scale | Total Posts |
|---|---|---|
| Credit Officer | MMGS-II | 418 |
| Credit Officer | MMGS-III | 60 |
| Credit Officer | SMGS-IV | 36 |
| Total | 514 |
Eligibility Criteria
Educational Qualification
Candidates must possess the required educational qualification and relevant experience as prescribed in Annexure-I of the official notification.
Reserved category candidates get 5% relaxation in minimum qualifying marks.
Nationality
Candidate must be:
- Citizen of India, or
- Subject of Nepal/Bhutan, or
- Tibetan refugee (before 01-01-1962), or
- Person of Indian origin with eligibility certificate.
Age Limit
| Post Scale | Minimum Age | Maximum Age |
|---|---|---|
| MMGS-II | 25 Years | 35 Years |
| MMGS-III | 28 Years | 38 Years |
| SMGS-IV | 30 Years | 40 Years |
Age Relaxation
- SC/ST: 5 Years
- OBC (NCL): 3 Years
- PwBD: 10 Years
- Ex-Servicemen: 5 Years
Salary / Pay Scale
| Scale | Pay Scale (₹) |
|---|---|
| MMGS-II | 64,820 – 93,960 |
| MMGS-III | 85,920 – 1,05,280 |
| SMGS-IV | 1,02,300 – 1,20,940 |
Additional allowances & perks as per Bank of India rules.
Application Fees
| Category | Fees |
|---|---|
| SC / ST / PwBD | ₹175 |
| General / OBC / EWS | ₹850 |
Fee once paid is non-refundable.
Important Dates
| Event | Date |
|---|---|
| Notification Date | 01 November 2025 |
| Online Application Start | 20 December 2025 |
| Last Date to Apply | 05 January 2026 |
| Online Exam Date | To be notified |
Selection Process
Selection will be done through:
- Online Examination
- Personal Interview
Online Exam Pattern
| Section | Questions | Marks |
|---|---|---|
| English Language | 25 | 25 |
| Reasoning | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Professional Knowledge | 75 | 75 |
| Total | 150 | 150 |
- English is qualifying in nature
- Negative marking: 0.25 marks for each wrong answer
How to Apply
- Visit official website bankofindia.bank.in
- Click on Career → Recruitment of Credit Officers 2025
- Click Apply Online
- Register with email & mobile number
- Fill application form carefully
- Upload photo, signature, thumb impression & declaration
- Pay application fee online
- Submit & take printout for future reference
Important Links
| Description | Link |
|---|---|
| Official Notification | Click Here |
| Apply Online | bankofindia.bank.in |
| Bank Official Site | bankofindia.bank.in |
The Bank of India Credit Officer Recruitment 2025 is a golden opportunity for experienced banking professionals to secure a prestigious officer-level post in a Public Sector Bank. Interested candidates are advised to apply well before the last date and regularly check the official website for updates.